Are you currently in the process of buying a home or refinancing in Chicago or vicinity? Trying to decide when to lock can be a stressful and difficult decision. In my job as a mortgage lender, I watch the markets daily to keep my clients abreast of changes to assist them in securing the best mortgage rate possible. Please see my recommendations below.
Short-term - LOCK, but FLOAT if 7 - 15 days from close.
Long-term - FLOAT
Click here if you want to know the rates for your individual situation or have a lending need
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