Are you currently in the process of buying a home or refinancing in Chicago or vicinity? Trying to decide when to lock can be a stressful and difficult decision. In my job as a mortgage lender, I watch the markets daily to keep my clients abreast of changes to assist them in securing the best mortgage rate possible. Please see my recommendations below.
Short-term - LOCK if less than 7 days, FLOAT 15 - 30 days
Long-term - FLOAT
Click here if you want to know the rates for your individual situation or have a lending need
Please note that rates were trending upward at the time of writing this post
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