New Tango Feature - Call Log

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You can now see all of your recent Tango calls from the new call log in the app. We have also dramatically improved the audio quality for many Android devices, creating a better experience for making free phone calls and free video calls to your friends who have an Apple or Android device. Thank you for your continued support and stay tuned for more features from Tango in the coming weeks! -Jenny from Tango • You can make free phone calls without using your phone's minutes? To do so, make a Tango call as usual without turning on the camera • You can make free international calls? (roaming charges may apply when traveling internationally) If you have questions or need assistance, please visit our help forum at http://support.tango.me QUICKLINKS / Product / Blog / Help / Jobs / About Us / Contact Us / Terms of Use / Privacy Policy Click here to unsubscribe.

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Tango Your Loved Ones on Valentine's Day

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Practical Thinking for the New Mortgage Rate Environment

If you have not been considering a real estate transaction recently, this may come as news to you, but the price for mortgages is on the rise. The question, however, most often posed by borrowers in these volatile times is whether the salad days of the sub-4.5% mortgage rates are well behind us.

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Jobs Data Happy Tune for Economy, but Funeral Dirge for Low Mortgage Rates

The word of the week is jobs. For months, we have heard economists near and far assure us that as go jobs so goes the economy. After all, to buy goods and pay their mortgages, consumers need a steady and predictable source of income, i.e. a job. Now after painful year of anemic employment, it appears that we may finally seeing a sustained turn around in the jobs sector.

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Update to article:

Well, this time we ate the bear. The government jobs report, which came in mixed, is generally accepted as a disappointment. While overall unemployment did drop, the number of jobs created did missed expectations. The end result is a reprieve for those squarely on the fence on what to do and those in the process of buying a property who have not locked a final rate. I want to stress that this should not by any means lull anyone into a false sense of security. Think of it as a shuttle launch that has been delayed due to technical issues. Like the shuttle, the rate rocket will, at some point launch, but not today.

Mortgage Rates Spike on Bullish Equities Market

Are you currently in the process of buying a home or refinancing in Chicago or vicinity? Trying to decide when to lock can be a stressful and difficult decision. In my job as a mortgage lender, I watch the markets daily to keep my clients abreast of changes to assist them in securing the best mortgage rate possible. Please see my recommendations below.

Short-term - LOCK if closing in 7 or fewer days. If closing in 7 to 15 days, cautiously FLOAT with a finger on the trigger.

Long-term - FLOAT with vigilance.

The week ahead for economic data that can affect mortgage interest rates

Tuesday

• November Factory Orders


• FOMC Minutes from December 15th Meeting


• December Car and Truck Sales

Wednesday

• ADP Private Jobs Report


• MBA Weekly Mortgage Applications


• December ISM Services Sector Index

Thursday

• Weekly Jobless Claims

Friday

• December Non-Farm Employment


• November Consumer Credit